Cashback apps have become a popular way for people to save money on things they buy or pay for regularly. These apps let you earn money back, get rewards, or enjoy discounts when you shop, eat out, pay bills, send money, and more. If you’re looking to turn those savings into extra income, check out our 10 Side Hustles You Can Start With No Money.
Using these apps can help you spend less while giving you little bonuses for things you’re already doing. Whether you’re settling your electricity bill, booking a meal, or sending a payment to a friend, these apps can add a little extra value to each task, without much effort on your part. Once you’ve built up some cashback, you might want to learn how to diversify your investment portfolio.
As more people turn to mobile payments, a few cashback apps have gained attention for being easy to use, safe, and full of perks. In this guide, we’ll walk you through some of the top cashback apps available for Android users, sharing what makes each one useful and how they can help you get the most out of your daily spending
Here is the overview of famous and practical cashback apps.
- CashKaro gives you cashback and extra discounts when you shop through their app or website. It’s rated 4.5 out of 5.
- Magicpin lets you earn points when you eat out, shop, or do other stuff. These points can be turned into cashback. Users rate it 4.2 out of 5.
- Dineout helps you save money on restaurant reservations by offering deals and cashback. It has a 4.4 out of 5 rating.
- Nearbuy has offers on food, spa treatments, and local fun activities. You also get cashback. Rated 4.1 out of 5.
- CRED gives rewards and special cashback offers when you pay your credit card bill on time. It scores high with a 4.7 out of 5.
- Paytm lets you earn cashback when you pay bills, shop, or send money. It’s rated 4.6 out of 5.
- Freecharge gives you deals and cashback for mobile recharges, bill payments, and a few other things. Users rate it 4.3 out of 5.
- MobiKwik works like a wallet on your phone and gives cashback for different kinds of payments. It has a 4.2 out of 5 rating.
- Google Pay is a secure app for sending money or paying bills. You can also earn cashback rewards. It’s rated 4.5 out of 5.
- PhonePe is a UPI-based payment app where you get cashback for various transactions. It has a 4.4 out of 5 rating.
Top Cashback Apps For Everyday Purchases
What are you putting money aside for? A better lifestyle and fresh fashion? Stay in the loop with Glance—it brings you the latest style tips, wellness ideas, and shopping picks right to your phone. No need to download any extra apps. You can even shop right from your lock screen. It’s all about style made simple. Fashion and convenience come together to keep things easy and fun.
1. CashKaro
CashKaro is a well-known cashback app that helps people save money when shopping on major shopping websites. When you buy something through the CashKaro app, you get a part of your spending back as cashback. The app works with top shopping sites, so you can earn cashback on lots of different purchases.
Once you collect enough cashback, you can transfer the money straight to your bank account. This is an easy way to earn a little extra cash while spending on your usual needs.
2. Magicpin
Magicpin gives you “MagicPoints” whenever you visit certain places to eat, shop, or hang out. The app checks where you are and shows you nearby spots that offer these points. Whether it’s your favorite café, a clothing store, or even a salon, you can collect points just by checking in or uploading a bill.
Over time, these points can be traded in for gift cards, cashbacks, and special deals. Since it works with many different types of places, it’s a solid pick for people who like to go out often, whether to grab food, shop, or just spend time with friends.
3. Dineout
Dineout makes eating out even better by offering discounts and giving people money back when they book a table through the app. You can scroll through many restaurants, pick the one you like, and reserve a spot to take advantage of special deals.
Along with regular cashback, Dineout often offers special offers during holidays and festivals. These time-limited deals give you extra chances to cut down your bill and enjoy more for less. Whether planning a casual meal or something fancy, booking through Dineout can help you get more out of every outing.
4. Nearbuy
Nearbuy is a simple app that helps you grab deals and cashbacks on everyday things like eating out, spa visits, salon bookings, and more. Just check out offers near your location and pick what fits your mood.
Many deals also give you money back, which goes into your Nearbuy wallet for future use. It’s an easy way to save while still enjoying the things you love. Whether a weekend plan or a regular salon visit, Nearbuy helps you do more without spending extra.
5. CRED
CRED makes paying your credit card bills on time feel rewarding. Every time you pay, the app gives you points. These points can be swapped for cashback offers, discount vouchers, and special deals. But it doesn’t stop there. CRED also helps you keep track of your credit score and gives you helpful tips to understand where you stand.
So, if you’re trying to stay on top of your money and want a little something extra for being responsible, CRED is a solid choice. The whole thing is easy to use, and the rewards make paying on time worth it. Whether you’re just getting started with credit or trying to keep things on track, CRED adds a bit of fun to something that usually feels boring.
6. Paytm
Paytm is a handy app that acts as a digital wallet, offering cashback on different types of transactions like paying bills, recharging mobile phones, and shopping online. Users can pay for items at physical stores by scanning QR codes or shop through Paytm’s marketplace.
The app often has cashback offers, helping users save money on both big and small purchases. Whether you’re buying groceries, booking tickets, or paying for services, Paytm makes it easy to earn rewards while spending.
7. Freecharge
Freecharge is a quick and easy-to-use app that allows users to do things like recharge their mobile phones, pay utility bills, and top up metro cards. Apart from these main services, Freecharge also gives out cashback and vouchers as rewards for making transactions.
With its simple design and helpful payment reminders, the app makes managing your payments a lot easier, making it a trusted choice for anyone looking for a smooth payment experience.
8. MobiKwik
MobiKwik is a popular wallet app that offers cashback on various types of payments. Users can load an amount into their MobiKwik wallet and use it for things like shopping, paying electricity bills, or covering insurance premiums.
The app also lets users borrow small amounts of money and earn cashback when they pay it back. This feature adds more flexibility to managing finances, making it easier for people to handle unexpected expenses.
9. Google Pay
Google Pay is a reliable and widely used payment app that lets you earn cashback rewards for activities like sending money, paying bills, and making purchases. Users can get scratch cards with potential cashback rewards after completing qualifying transactions. Thanks to its UPI-based system and strong security features, Google Pay makes sure your payments are safe and rewarding.
10. PhonePe
PhonePe is a payment app that uses UPI to help users transfer money, pay bills, and shop online—all while earning cashback rewards. The app supports different payment options and connects with a wide range of merchant platforms.
With its easy-to-use interface and dependable payment system, PhonePe has quickly become a popular choice for users looking for convenience and savings. Whether you’re making payments or shopping, it offers a simple, hassle-free experience, making it a go-to app for many.
Final Thoughts
Cashback apps are a great way to boost your savings and make your purchases more rewarding. Whether you’re shopping, dining out, or making everyday payments, these apps offer different features to suit various needs. By using these tools, you can easily pay for things while earning rewards that make your spending feel more worthwhile.
Michael Adams is a professional finance writer with a focus on tax education, budgeting, and personal finance. His goal is to make income tax topics clear and practical for individuals and entrepreneurs.