A majority of US citizens make ends meet on one paycheck. One thing, though, is this: it is risky to rely on a single salary. Stress can be instigated by unplanned bills, price increases, or job security. Passive income is where passive income comes in. Passive income is the establishment of small streams of income that will keep paying you regardless of how little effort you have to put into it.
The good news? You do not have to make huge investments and sophisticated skills to begin. You only need a compatible smartphone and a stable Internet connection to use passive income apps that can help you earn an income online. The apps that are found online are simple to learn and safe, in addition to being beginner-friendly.
We are going to discuss the 10 most popular passive income apps in 2025 in the US and on iOS as well as Android. Each app has an overview of the functionality, its advantages, and the things that you need to know.
The Top 10 Passive Income Apps In 2025.
Passive income is a pocket money that allows you to sustain your lifestyle. All of these apps give you a golden opportunity to increase your income without doing two or more jobs. Sounds intriguing? Here is a list.
- Google Opinion Rewards
- Swagbucks
- Rakuten
- Ibotta
- Honeygain
- Amazon Associates
- Pawns.app
- Acorns
- Dosh
- Airbnb Hosting
Let’s discuss them one by one.
1. Google Opinion Rewards
How it works
Google Opinion Rewards (GOR) is one of the simplest apps for extra earnings. You complete short surveys and get paid. Each survey takes less than a minute.
- Android users earn Google Play credits to spend on apps, games, or movies.
- iOS users get PayPal payouts.
Why it’s worth trying
- Trusted because it’s a Google product.
- Surveys are quick and easy.
Things to keep in mind
- Surveys are not daily. You might get 2–3 a week, depending on your profile.
- Income is small but consistent if you stay active.
This is the best option if you want something simple without any commitments.
2. Swagbucks
How it works
Swagbucks is among the best passive income apps in the US. You earn points called SB by:
- Filling surveys
- Watching videos
- Playing games
- Shopping through partner stores
You can redeem SB points for PayPal cash or gift cards like Amazon and Walmart.
Why do people love it
- Many different ways to earn.
- Works well if you enjoy multitasking (watching videos, browsing deals).
Things to know
- SB points have low value, so patience is needed.
- Not a full-time income, but steady pocket money.
3. Rakuten (formerly Ebates)
How it works
Rakuten gives cashback every time you shop online from partner retailers like Target, Walmart, Macy’s, and Best Buy.
- Download the Rakuten app.
- Shop through the Rakuten link.
- Get cashback in your account, which can be withdrawn via PayPal or check.
Why it’s great
- A simple way to earn on purchases you were already planning.
- Huge list of US retailers.
Things to note
- Cashback only applies if you start your shopping session inside the app.
- Payouts are issued quarterly.
If you shop online often, Rakuten is an easy way to earn passive income online.
4. Ibotta
Ibotta is a cashback application that is popular in grocery and shopping.
How it works
- Post receipts or attach loyalty card.
- Get money back on groceries, household items, and more.
- Get paid through PayPal.
Why it’s useful
- Ideal for US daily grocery shopping.
- Online and in-store work.
Things to know
- Takes time to scan/ upload receipts.
- Rewards are best for frequent shoppers.
5. Honeygain
How it works
Honeygain allows you to earn by sharing your unused internet connection.
- Install the app.
- Let it run in the background.
- Get paid for the data you share.
Why it’s attractive
- Once installed, it’s pure passive income.
- Works on WiFi and desktop devices too.
Things to keep in mind
- Best for users with unlimited WiFi.
- Data usage can be noticeable on small mobile plans.
6. Pawns.app
How it works
Pawns.app is like Honeygain, but with a bonus. You can:
- Share your internet for passive earnings.
- Complete surveys for active earnings.
Why do people choose it?
- Two income options in one app.
- Referral program increases income potential.
Things to note
- Payout is slower compared to other apps.
- Income is small unless you use it consistently.
7. Amazon Associates App
Affiliate marketing is another passive income idea. In India, people use EarnKaro. In the US, Amazon Associates is the best option.
How it works
- Generate affiliate links for Amazon products.
- Share the links with friends, family, or on social media.
- Earn commission when someone buys through your link.
Why it’s effective
- Trusted US platform.
- Huge variety of products to promote.
Things to note
- Income depends on your network reach.
- Commissions per sale are small, but volume matters.
8. Acorns
How it works
Acorns is an investing app that turns small savings into passive income.
- Connect your debit/credit card.
- Every purchase/transaction is rounded up to the nearest dollar.
- The extra cents are invested automatically.
Why it’s valuable
- Perfect for beginners in investing.
- Generates passive returns over time.
Things to know
- Monthly fees apply, so you should invest regularly.
- Works best if you keep it for the long term.
9. Dosh
How it works
Dosh gives automatic cashback when you pay with linked credit or debit cards at restaurants, hotels, and stores.
Why do people love it
- No need to upload receipts or enter promo codes.
Cashback is automatic.
Things to note
- Works only with partner merchants.
- Payouts require a $15 minimum.
10. Airbnb Hosting App
How it works
Airbnb can earn you a lot of passive income should you have an empty room or property.
- Post your place on Airbnb.
- Through the platform, guests make bookings and pay.
- You make money accommodating travelers.
Why it’s powerful
- Good earning capacity as opposed to survey or cashback applications.
- Flexible- you choose when to host.
Things to know
- Requires property management.
- Earnings vary by city and season.
For US residents in popular tourist cities, this is one of the strongest online income apps.
Important Warning
It is important to consider these apps only as a way to earn extra income or pocket money. These websites are not to replace your professional work or full-time business. You are even able to earn money online as a teenager, and this provides you with a constant stream of income. The revenue from surveys, shopping cashback, or internet sharing is often minimal and varies with your location, availability, and use.
So, these should not be trusted entirely. Their application should be seen as an addition to income.
Important Hacks to Get a Passive Income from Apps to Work.
- Manage your expectations: These apps will not substitute your pay. They are suitable for additional side income.
- Be consistent: Little things (checking polls, scanning bills of receipt, etc.) mean everything.
- Use various applications: The Use of a single application restricts the income. Using a mix of 3 -4 apps raises overall income.
- Pay attention to security: It is advisable that one download applications from official stores only. Avoid third-party APKs.
- Keep a track of income: you can use a basic Excel spreadsheet to track your progress and stay motivated.
Summary: Small to Start, Earn Steady.
Passive income is not about making money on a silver platter. It is about the creation of tiny, consistent streams of income that increase over time. It can be Google Opinion Rewards surveys, cashback shopping with Rakuten and Ibotta, or even investing with Acorns; something is available to anyone.
The best approach? Try 2–3 passive income apps that match your lifestyle. If you shop often, cashback apps work. If you have WiFi running all day, Honeygain or Pawns.app makes sense. If you’re open to sharing links or hosting guests, affiliate apps or Airbnb can bring larger earnings.
At Net Income Zone, you will discover how these best apps in 2025 can help you earn an easy income online with patience and smart choices. It will add extra stability to your financial life.
FAQs
1. How do I get paid from passive income apps?
Most passive income apps pay via PayPal, bank transfer, or gift cards. Some apps, like Google Opinion Rewards, offer credits for app purchases. Always check the app’s payment options before signing up.
2. Can passive income apps be used on my phone?
Yes! Most passive income apps, such as Swagbucks, Honeygain, and Google Opinion Rewards, are available for both Android and iOS. You just need a good smartphone and an internet connection to get started.
3. How long does it take to make money with passive income apps?
It depends on the app and your activity. Some apps like Swagbucks let you earn points right away, while others, like Honeygain, require you to accumulate more data usage before withdrawing money.
4. Do I need a special device to use these apps?
No. Most passive income apps work on smartphones, tablets, or computers. You just need a good internet connection and a compatible device to start earning passive income.
5. Are passive income apps available outside the US?
Yes, many passive income apps, like Swagbucks, Honeygain, and Google Opinion Rewards, are available worldwide. However, some apps may have restrictions or different payout options depending on your country.
Michael Adams is a professional finance writer with a focus on tax education, budgeting, and personal finance. His goal is to make income tax topics clear and practical for individuals and entrepreneurs.